Can I Retire At 60 With 500K
Written by webtechs

Retiring With 500K: A How-To Guide

If you are constantly asking yourself “can I retire with 500k“, the answer is yes! However, there is no easy way to attain this goal.

Follow this guide to ensure a happy and healthy retirement.

Can I Retire With 500k?

The common belief is that you’ll need to save at least $1 to $2 million dollars in order to retire. That tends to be a number many people strive for, but it is simply unrealistic for others. In many cases, yes, 500K in savings can be enough to retire on. With smart and meticulous budgeting, more than one household income and social security/pension collection, it is possible to enjoy a happy and healthy retirement with a smaller amount in the bank.

Follow these three crucial steps towards retirement with 500K in the bank:

  1. Set A Budget
  2. Save Money Now
  3. Location, Location, Location

Set A Budget

Setting and living on a budget are two very different things. It’s important to enjoy your current living situation while also planning and saving for the future at the same time. Basic living expenses should all be on a tight budget. These can include housing, utilities, transportation and even healthcare. So, how can you come up with an exact monthly or yearly budget? The experts suggest going over all your expenses from the prior year. Figure out what you can cut back on or cut out, entirely. If retirement at 60 is your goal, do not wait until your 40s or 50s to make lifestyle adjustments.

Save Money Now

The more you save today means you’ll have more tomorrow. The experts suggest saving as much money as possible while you are young and middle aged. Fortunately, there are many ways to save beyond the traditional methods. Consider opening a traditional or Roth IRA. Always take advantage of any unexpected savings, such as a work bonus or raise. If your employer offers a retirement plan, see if they will fully match any contribution amount.

Location, Location, Location

It’s all about location! While this may be extremely difficult, consider moving to an area with a lower cost of living, if possible. Of course, this is a tough ask for anyone raising kids or living paycheck to paycheck. Instead, location can apply to your retirement plans. If you are going to live off 500K, chances are you won’t be able to afford living in a luxurious area. Refrain from living above your means, especially when retired.

How To Save For Retirement Without A 401k

Other Ways To Save For Retirement

The simplest way to begin saving for retirement at any age is by putting your tax return away once you received it. Do this every single year, if you can afford it. There are several options with how you can save or invest this return each season. IRS Form 8888 will allow taxpayers to deposit the refund directly into two or more separate savings or investment accounts. Be sure to refrain from spending your tax refund and put it away for retirement.

If you are self-employed and not earning a ton of money per year, a 401k plan is still an option. This plan is also known as a solo 401k. With this option, you can contribute twice. You can contribute savings as an employee and employer. Self-employed 401ks allow you to contribute up to 100% of your yearly income, as long as the total amount doesn’t exceed $19,500. The contribution differs from the employer side, only allowing individuals to contribute 25% of yearly compensation. After the age of 50, you can make additional contributions to this 401k. Spouses of participants are also eligible for this plan.

A CD or certificate of deposit offers another option for individuals without a 401k. Everyone could use some liquid cash, right? One obvious benefit is that most of the time your money can be withdrawn on demand. So, if you run into any medical emergencies or pressing financial situations, you can pull this money out right away. CDs are insured by the federal government to never lose any value. CDs are as safe an investment as one can make today.

Find Retirement Communities In Sedona

Sedona Winds Retirement Community offers independent living in Sedona, Arizona, can help! Call us today at 928-985-6259 and learn more about our facility and what we have to offer today’s seniors.

More Articles About Assisted Living

retirement gifts for women
Written by webtechs

Retirement Gifts For Women

Retirement can be an awesome time in a woman’s life. Now she has the free time to do whatever she wants following decades of dedicated work. Reward your retiree with some of the best gifts for her on the market. The following list is only 10 retirement gifts for women. There are tons more! You’re only limited by your imagination.

  1. Retirement T-shirt

Retirement T-shirts make awesome retirement gifts for women. During their career, our women did a terrific job. And the time has come for them to get back to their living families and friends.

  1. Red Wine Bundle

It’s the ultimate retirement gift for a woman and her office going away party. Everything is going to become mellow and more wonderful with the addition of a red wine bundle.

  1. Retirement Coffee Cup

The greatest thing about women retiring is that they don’t have to scramble to work every morning. Letting them sleep in and enjoy a flavorful cup of gourmet coffee. Making her retirement mornings even more memorable by giving her this humorous coffee cup saying “Quitter! Whoops, I meant happy retirement. Congratulations on the great escape.”

  1. Retirement Bucket List Diary

Using a retirement diary can help her create a better sense of self-esteem and self-worth. However, this undemanding gift becomes a lot more enjoyable for Grandmothers or Moms for their next chapter in life. Its goal is to discover ways to laugh and ha-ha at the funny and strange things that occur every day. And she can jot them down into her diary and read them over after she retires.

  1. Day Clock

When she’s retired, she couldn’t care less what the time is. What day of the week is probably more important. At this point, a day clock is going to be practical. When you present one of these for her, it will go with any décor and provide her with something to laugh about every day.

  1. Retirement Rules Canvas Print

When you’re looking for a simple gift for her that’s going to brighten up any room, this type of print is the perfect gift. It is going to make it the best retirement gift for any women. Giving her new stage in life an enjoyable time with humorous rules.

  1. Golf Balls for Retirement

There is probably no one that doesn’t want to retire playing golf. How about offering her unique customized golf balls as an exceptional retirement gift?

  1. Happy Retirement Wine Glass

A lovely wine glass is a vital item for every retired woman that enjoys having a glass of wine, every now and again. These glasses are impressed with the words “Happy Retirement”, “I can ‘wine’ all I want I’m retired”, “Retired 2023, No Longer My Problem”, and such, making it a custom gift she is going to appreciate for years to come.

  1. Spa Collection Basket

This is no doubt one of the greatest and most fancy retirement gifts for women ever. There isn’t a more perfect retirement gift for a woman than a spa collection basket for relaxing, babying, and treating herself. Find out from her friends and co-workers what she likes and choose her favorites and gather them to make the perfect spa gift basket.

Retirement Community In Sedona AZ

Sedona Winds Retirement Community offers independent, assisted and memory care services in Sedona, Arizona, can help! Call us today at 928-985-6259 and learn more about our facility and what we have to offer today’s seniors.

Written by Brian B

Cost Of Independent Living

How Much Does Independent Living Cost?

The cost of independent living will vary by location, care given, and services provided.  Keep reading to find out the average costs of independent living.

On average, independent living costs around $3,750 each year with average costs ranging from $1,500 to $6,000 each year in 2023 as reported by whereyoulivematters.com.

Elmcroft backs this up by stating, “Depending upon the area of the country you live in and what type of services and amenities are included, the price range for independent living is generally between $1,500 and $6,000 a month.”

  1. A simple ‘Service Rate’ each month runs between $1,000 and $10,000, respectfully
  2. A lot of apartments run around $2,300 and $3,500.
  3. The one-time fees in which comprise of the admission and apartment preparation runs between $500 and $1,500.

The prices above are for informational purposes only, for educating those curious about senior housing’s general cost. A community’s particular price range will vary and might be different to the typical costs listed above.

Amenities and Service Costs

Monthly rent is going to typically include several services, like the following:

  • All utilities excluding phone services or extended cable.
  • They keep a full schedule for different activities, scheduled transportation for things like doctor’s appointments, off-site activities, and shopping, etc.
  • Housekeeping comes on a routine weekly basis, which comprises of washing bed linens and bath towels.
  • They offer one to three meals a day that are prepared by a chef and served in a restaurant-style dining area.
  • They offer maintenance for different contingents, like HVAC filter changes, repairs on appliances, and more.
  • Emergency systems are in place and they offer several security features.

Any added charges are going to generally be the admission and/or community fees (that are non-refundable), and can range between $750 – $1,500 on average, which will cover the managerial expenses and building renovation costs. An expense for a second individual, if there is going to be one living there, this cost is typically between $500 – $1,000 each month, which can be evaluated for couples.

It would be wise to compare the costs that are related with both, residing in a home as a single family and moving to an independent living community, seek out the financial impact of each prior to making any decisions. A good piece of advice –  “Small Expenses do make an Impact on Seniors Lifestyles.” Don’t take for granted or underestimate expenses that are spent on dining, and the expense put towards the purchase of personal items.

Independent Living Cost Vs Assisted Living Cost

The cost of independent living will vary by location, care given, and services provided.  Keep reading to find out the average costs of independent living. On average, independent living costs around $3,750 each year with average costs ranging from $1,500 to $6,000, as reported by whereyoulivematters.com.

Assisted living costs in Sedona, Arizona average $4,005; with high costs ranging around $5,804 and low costs ranging around $2,206. This cost is slightly below the natural average median of $3,285.

Sedona Winds Retirement Offers Independent Living In Sedona

Sedona Winds Retirement Community offers independent living, memory care, and assisted living in Sedona, Arizona. Call us today at 928-985-6259 and learn more about our facility and what we have to offer today’s seniors.

More Articles About Assisted Living

Written by Brian B

Sedona AZ Retirement Guide

Why Retire In Sedona Arizona?

Sedona Arizona is a well known tourist destination, hosting many activities and sights to see for retirees. For example, Sedona is most known for their “Red Rocks“, which were seen in countless western films like, Jimmy Stewart’s “Broken Arrow”. The color effects displayed on the sandstone rocks during the sunrises and sunsets  in Sedona are amazing! This beauty coupled with moderate climates and mountains that stretch for miles have made Sedona one of the most sought after retirement communities in the United States.

According to at least one source, Sedona, Arizona is actually rated as one of the top 20 retirement destinations in the country. The arts and hiking are of the most notable here. Many music and film events such as the International Film Festival are hosted in Sedona, but most choose Sedona for its beautiful setting and warm climate.

What is the population of Sedona?

The population of Sedona Arizona in 2017 is just 10,336 according to the latest US Census Bureau.

What is special about this retirement community

  • The Red Rocks of Sedona are Breathtaking
  • 6 Million Acres of National Forest
  • Hiking
  • Sightseeing
  • Shopping
  • Horseback Riding
  • Sedona International Film Festival

What is not special about this retirement community

  • Lots of tourists
  • Overdeveloping fast
  • Expensive Real Estate

What kind of people retire in Sedona?

Sedona attracts all kinds of retirees but mostly ones interested in outdoor activities, great scenery, and the arts. Real estate is a bit more pricey than the rest of the US, so the type of residents that retire in Sedona tend to be affluent. Average retired age is 50.

Economy

Sedona has a booming economy due to its popular retirement and tourists destinations. Components include: retail, services, construction, and hospitality.

Cultural Scene & Restaurants

  • Sedona Jazz on the Rocks festival
  • Sedona Arts Center
  • Sedona International Film Festival
  • Arizona Opera League
  • Coconino Community College
  • Yavapai College
  • NORAZ Poets
  • Galleries

Crime Rate

Low crime rate. Crime rate is Sedona is 50% of the US average

Medical

Transportation

Chamber of Commerce

The Sedona Chamber of Commerce

What other potential retirees are saying about Sedona

If you are looking for an action-packed retirement place, Sedona is not the one! Sedona is a perfect place for a mellow, quiet retirement. Once just a dusty blip on the map, this city is all grown up now and has become a much desired retirement spot.

Employer Does Not Offer A Retirement Plan
Written by Brian B

If An Employer Does Not Offer A Retirement Plan, What Might Be Another Way To Save For Retirement?

Of the nearly 42 million Americans who work for small businesses, only 14 percent are offered a retirement plan, according Goa.gov. So, if you are not offered a retirement plan, what are some alternative ways to save money?

Ask Your Employer About Savings Options

If there is no available retirement plan, speak to your company about other options. When working for a small company, for example, take it upon yourself to inform management that offering such plans can benefit the company, overall. Tax credits are available for employers who sponsor retirement plans. Bosses can also use these plans to shelter their own taxable income. Also, instead of paying bonuses in cash, they can contribute to a savings plan.

Open Your Own Retirement Accounts

When you decide to invest on your own, there are many ways to put away money for the long term. Try contributing to either an individual retirement account or fund a post-tax Roth IRA. A Roth IRA is a very popular option for those with or without a 401K plan. This plan will grow at a 100 percent tax-free rate. Contributors are also allowed to withdraw the amount they contributed with no penalties enforced.

Typically, most individuals will aim to fully fund their IRA during the first month of each year. That way, the money has the full 12 months to grow. Anyone who is married has the option to contribute to a spousal IRA on your spouse’s behalf. These plans will let you put aside an extra $5,500-$6,500 for your spouse as long as they are not currently working.

Open A Health Savings Account

Whether you have chosen to open an IRA, CD, save tax refunds or all of the above, you should consider opening a health savings account. A health savings account (HSA) has several benefits, including tax-free withdrawals and tax-free growth potential, among the positives. You can take money out of this account with no penalties associated after the age of 65.

How To Save For Retirement Without A 401k

Can I Save For Retirement Without A 401K?

Here are a few tips to help you save for retirement without a coveted 401k:

The simplest way to begin saving for retirement at any age is by putting your tax return away once you received it. Do this every single year, if you can afford it. There are several options with how you can save or invest this return each season. IRS Form 8888 will allow taxpayers to deposit the refund directly into two or more separate savings or investment accounts. Be sure to refrain from spending your tax refund and put it away for retirement.

The most popular option for employees without a 401k is opening an IRA. Of course, there are a few different types of IRAs. Either a Roth IRA or a traditional IRA will prove beneficial in the long term. And the best news is this is not an exclusive offering. Any individual who earns an income can open an IRA. This includes individuals who are unemployed, but married to a spouse earning an income. This is a terrific option for freelancers or the self-employed.

A CD or certificate of deposit offers another option for individuals without a 401k. Everyone could use some liquid cash, right? One obvious benefit is that most of the time your money can be withdrawn on demand. So, if you run into any medical emergencies or pressing financial situations, you can pull this money out right away. CDs are insured by the federal government to never lose any value. CDs are as safe an investment as one can make today.

Find Retirement Communities In Sedona

Sedona Winds Retirement Community offers independent living in Sedona, Arizona, can help! Call us today at 928-985-6259 and learn more about our facility and what we have to offer today’s seniors.

More Articles About Assisted Living

Can I Retire At 60 With 500K
Written by Brian B

Can I Retire At 60 With 500K

If you are constantly asking yourself “can I retire at 60 with 500k“, the answer is yes! However, there is no easy way to attain this goal.

Follow this guide to ensure a happy and healthy retirement.

Can I Retire With 500k

The common belief is that you’ll need to save at least $1 to $2 million dollars in order to retire. That tends to be a number many people strive for, but it is simply unrealistic for others. In many cases, yes, 500K in savings can be enough to retire on. With smart and meticulous budgeting, more than one household income and social security/pension collection, it is possible to enjoy a happy and healthy retirement with a smaller amount in the bank.

Follow these three crucial steps towards retirement by age 60:

  1. Set A Budget
  2. Save Money Now
  3. Location, Location, Location

Set A Budget

Setting and living on a budget are two very different things. It’s important to enjoy your current living situation while also planning and saving for the future at the same time. Basic living expenses should all be on a tight budget. These can include housing, utilities, transportation and even healthcare. So, how can you come up with an exact monthly or yearly budget? The experts suggest going over all your expenses from the prior year. Figure out what you can cut back on or cut out, entirely. If retirement at 60 is your goal, do not wait until your 40s or 50s to make lifestyle adjustments.

Save Money Now

The more you save today means you’ll have more tomorrow. The experts suggest saving as much money as possible while you are young and middle aged. Fortunately, there are many ways to save beyond the traditional methods. Consider opening a traditional or Roth IRA. Always take advantage of any unexpected savings, such as a work bonus or raise. If your employer offers a retirement plan, see if they will fully match any contribution amount.

Location, Location, Location

It’s all about location! While this may be extremely difficult, consider moving to an area with a lower cost of living, if possible. Of course, this is a tough ask for anyone raising kids or living paycheck to paycheck. Instead, location can apply to your retirement plans. If you are going to live off 500K, chances are you won’t be able to afford living in a luxurious area. Refrain from living above your means, especially when retired.

How To Save For Retirement Without A 401k

Other Ways To Save For Retirement

The simplest way to begin saving for retirement at any age is by putting your tax return away once you received it. Do this every single year, if you can afford it. There are several options with how you can save or invest this return each season. IRS Form 8888 will allow taxpayers to deposit the refund directly into two or more separate savings or investment accounts. Be sure to refrain from spending your tax refund and put it away for retirement.

If you are self-employed and not earning a ton of money per year, a 401k plan is still an option. This plan is also known as a solo 401k. With this option, you can contribute twice. You can contribute savings as an employee and employer. Self-employed 401ks allow you to contribute up to 100% of your yearly income, as long as the total amount doesn’t exceed $19,500. The contribution differs from the employer side, only allowing individuals to contribute 25% of yearly compensation. After the age of 50, you can make additional contributions to this 401k. Spouses of participants are also eligible for this plan.

A CD or certificate of deposit offers another option for individuals without a 401k. Everyone could use some liquid cash, right? One obvious benefit is that most of the time your money can be withdrawn on demand. So, if you run into any medical emergencies or pressing financial situations, you can pull this money out right away. CDs are insured by the federal government to never lose any value. CDs are as safe an investment as one can make today.

Find Retirement Communities In Sedona

Sedona Winds Retirement Community offers independent living in Sedona, Arizona, can help! Call us today at 928-985-6259 and learn more about our facility and what we have to offer today’s seniors.

More Articles About Assisted Living

Written by webtechs

How Much Does Independent Living Cost?

How Much Does Independent Living Cost?

The cost of independent living will vary by location, care given, and services provided.  Keep reading to find out the average costs of independent living.

On average, independent living costs around $3,750 each year with average costs ranging from $1,500 to $6,000 each year in 2021 as reported by whereyoulivematters.com.

Elmcroft backs this up by stating, “Depending upon the area of the country you live in and what type of services and amenities are included, the price range for independent living is generally between $1,500 and $6,000 a month.”

  1. A simple ‘Service Rate’ each month runs between $1,000 and $10,000, respectfully
  2. A lot of apartments run around $2,300 and $3,500.
  3. The one-time fees in which comprise of the admission and apartment preparation runs between $500 and $1,500.

The prices above are for informational purposes only, for educating those curious about senior housing’s general cost. A community’s particular price range will vary and might be different to the typical costs listed above.

Amenities and Service Costs

Monthly rent is going to typically include several services, like the following:

  • All utilities excluding phone services or extended cable.
  • They keep a full schedule for different activities, scheduled transportation for things like doctor’s appointments, off-site activities, and shopping, etc.
  • Housekeeping comes on a routine weekly basis, which comprises of washing bed linens and bath towels.
  • They offer one to three meals a day that are prepared by a chef and served in a restaurant-style dining area.
  • They offer maintenance for different contingents, like HVAC filter changes, repairs on appliances, and more.
  • Emergency systems are in place and they offer several security features.

Any added charges are going to generally be the admission and/or community fees (that are non-refundable), and can range between $750 – $1,500 on average, which will cover the managerial expenses and building renovation costs. An expense for a second individual, if there is going to be one living there, this cost is typically between $500 – $1,000 each month, which can be evaluated for couples.

It would be wise to compare the costs that are related with both, residing in a home as a single family and moving to an independent living community, seek out the financial impact of each prior to making any decisions. A good piece of advice –  “Small Expenses do make an Impact on Seniors Lifestyles.” Don’t take for granted or underestimate expenses that are spent on dining, and the expense put towards the purchase of personal items.

Sedona Winds Retirement Offers Independent Living In Sedona

Sedona Winds Retirement Community offers independent living, memory care, and assisted living in Sedona, Arizona. Call us today at 928-985-6259 and learn more about our facility and what we have to offer today’s seniors.

More Articles About Assisted Living

Retirement Party Ideas
Written by Brian B

Retirement Party Ideas For Boss, Co-Worker, And Family

One of the best ways to honor your co-worker, boss or family member one last time is to throw them a memorable retirement party.

If you are searching for “retirement party ideas” or “ideas for retirement party“, we’re here to help!

5 Ideas For A Retirement Party

If you are just beginning the party planning process, try to use these five ideas as a springboard:

  1. Pick A Theme
  2. Invite Friends And Family
  3. Plan Some Party Games
  4. Create A Fun Playlist
  5. Give Speeches At The End

Pick A Theme

Retirement parties offer the perfect environment to look back and reflect on a long and successful career. That’s why picking a unique theme to give the party a nostalgic feel tends to be so popular. This theme can take a worker back to their early days at the company. Costumes can be used to truly travel back in time to the 1970s and so on. Gather ideas with your co-workers and come up with the perfect theme together!

Invite Friends And Family

Inviting the retirees’ friends and family can make the moment even more special. Some party planners choose to do this as a surprise, without the retirees’ knowledge. A great workplace can feel a lot like home when co-workers become family. Inviting loved ones will show the person of the hour just how much they meant to the office over the years. A family member may even choose to give a speech at the end of the night, which could become a highlight of the party.

Plan Some Party Games

This is an absolute must at any sort of retirement gathering. One of the most popular games at these parties is a trivia challenge. Don’t be afraid to go above and beyond by creating trivia questions exclusively about the retirees’ life and career. You can choose to either have the retiree answer all the questions or sit back and laugh as co-workers reminisce about the retirees’ work and life accomplishments.

Create A Fun Playlist

Every party needs a little bit of music. When planning the party, you can set the tone by creating a fun playlist. The mix of songs could include some of the retirees’ favorite tunes or even some current hits. Sometimes, it can be fun to send the retiree off into the sunset with songs like “Don’t Worry, Be Happy” or “Take It Easy.”

Here are some great retirement tunes for your playlist:

  • “Good Riddance” by Green Day
  • “Hit The Road Jack” by Ray Charles
  • “I’m Still Standing” by Elton John
  • “The Best Is Yet To Come” by Frank Sinatra
  • “When I’m Sixty Four” by The Beatles

Give Speeches At The End

This is where the evening could truly reach its peak. Let as many co-workers, friends and family take the mic and share some of their favorites memories of the retiree. Make sure the speeches have a good mix of emotion and humor. At the end of the night, encourage the retiree to take the mic and say a few final words.

Retirement Party

Find Retirement Communities In Sedona

Sedona Winds Retirement Community offers independent living in Sedona, Arizona, can help! Call us today at 928-985-6259 and learn more about our facility and what we have to offer today’s seniors.

More Articles About Assisted Living

5 Best Retirement Communities In Arizona
Written by Brian B

5 Best Retirement Communities In Arizona

If you are searching for “best retirement communities in Arizona,” we’re here to highlight five of the top communities in the state!

Best Retirement Community In Peoria

Offering assisted, independent and memory care services, Desert Winds is a top-notch community in the valley. Desert Winds offers three types of floor plans for assisted living residents. Whether a two-bedroom, two-bath or one-bedroom, one-bath is what you desire, Desert Winds has a plan for you. Studio apartments are available as well. All of these floor plans can be toured virtually on Desert Winds’ official website. All apartments come fully equipped with individual heat and AC units, a refrigerator, microwave, window treatments and more.

Desert Winds offers:

  • Independent Living
  • Assisted Living
  • Memory Care

Visit Desert Winds website here.

Best Retirement Community In Youngtown

There isn’t a more appropriately named setting for this lively community than Youngtown! Monthly rent at Ventana Winds includes three well balanced meals plus snacks, 24-hour staff, and a daily tidying of your apartment. The offerings don’t end there! Personal laundry is done weekly, transportation is provided for appointments or shopping, a 24/7 emergency call system is in place, as well as a full slate of exciting activities. Check out all of Ventana Winds’ offerings today!

Ventana Winds offers:

  • Assisted Living
  • Memory Care

Visit Ventana Winds website here.

Best Retirement Community In Surprise

If you’ve lived in Surprise your entire life and want to stay close to friends and family, then Chaparral Winds is the assisted living facility for you! As Chaparral Winds’ website states, this is a community designed for the active seniors, while still providing a relaxed vibe throughout the facility. A pool and hot tub combined with a beautiful dining area make this one of the premier communities in all of Arizona. Great shopping, golf courses, restaurants and medical facilities are all located within a few miles.

Chaparral Winds offers:

  • Independent Living
  • Assisted Living
  • Memory Care

Visit Chaparral Winds website here.

Best Retirement Community In Sedona

Sedona is regarded as the most scenic city in all of Arizona. And that reason alone makes it a wonderful place to call home. Sedona Winds, located in the heart of the red rocks, offers stunning courtyard views, along with a 24-hour staff for every need. Settle for a one-bedroom or large studio apartment, or choose their two-story building to enjoy breathtaking views, daily. General maintenance, weekly laundry and deep cleaning of your apartment, an emergency call system, and a diverse activities program are all included when you choose Sedona Winds.

Sedona Winds offers:

  • Independent Living
  • Assisted Living
  • Memory Care

Visit Sedona Winds website here.

Best Retirement Community In Mesa

Canyon Winds is a Senior Living Services Community located in Mesa, Arizona. This facility offers plenty of choices for senior citizens of varying needs. One can find more than just assisted living at Canyon Winds, as they also offer independent and memory care services. This resort-style facility is breathtaking, with spacious floor plans and dining areas. A full activity program and fitness center await future residents. Looking to bring a small cat or dog to your new home? Not a problem at all, as every SLS Community is pet friendly!

Canyon Winds offers:

  • Independent Living
  • Assisted Living
  • Memory Care

Visit Canyon Winds website here.

Looking for the best memory care facilities in Arizona? Click right here!

Benefits Of Retiring In Arizona

Here are five great benefits of retiring in the valley of the sun:

1. Most Sunny Days Of Any State

Are you a person that dreads waking-up to a cloudy day? Or do you prefer waking-up to sunny days, where you can enjoy them all day long? News flash, Arizona is the only state in the entire nation that allows you to experience so many sunny days in a year, and that comes straight from the mouth of the NOAA (The United States National Oceanic & Atmospheric Administration). That’s absolutely correct, if you relocate to Arizona you will be able to enjoy more sunny days than you would be living in the Sunshine State of Florida.

2. Fewer Tax Burdens

Arizona residents will also be allowed to keep more of the income they make for themselves, unlike most other states. Personal income tax is not the only means in which a state can collect money from its citizens. All states that have alcoholic beverages tax may use it differently, including the gasoline taxes, among so many other means of ranking in their revenue. For instance, the fees citizens are charged for registering a vehicle, and for maintaining the privilege of having a driver’s license.

3. Low Cost Of Living

According to BestPlaces, Arizona is cheaper than the US average. Studios cost about $701 compared to the national average of $821. 1 bedroom cost about $806 compared to the national average of $930 per month. 2 bedrooms cost $1,011 compared to the national average of $1,148. 3 bedrooms cost $1,454 in Arizona compared to the national average of $1,537. 4 bedrooms in Arizona cost $1,668 compared to the US average of $1,791.

4. Economy On The Rise

In 2009, the unemployment rate in Arizona was about 11.2%. As of April 2015, Arizona’s unemployment rate dropped to 6%.

5. The Scenery

Arizona has some of the best sunsets and sunrises most people have seen. Arizona is perfect for outdoorsy people who love hiking and generally being outdoors.

Find Retirement Communities In Sedona

Sedona Winds Retirement Community offers independent living in Sedona, Arizona, can help! Call us today at 928-985-6259 and learn more about our facility and what we have to offer today’s seniors.

More Articles About Senior Living

Christmas Wishes For Seniors
Written by Brian B

Funny Christmas Quotes For Seniors

Are you looking for some funny Christmas quotes this holiday season to send to a loved one? Here are 30 humorous quotes that perfectly sum up this special time of year.

Funny Christmas Quotes

  1. “One of the most glorious messes in the world is the mess created in the living room on Christmas Day. Don’t clean it up too quickly.” – Andy Rooney
  2. “Christmas is like candy; it slowly melts in your mouth, sweetening every taste bud, making you wish it could last forever.” – Richelle E. Goodrich
  3. “That’s what Christmas memories are made from. They’re not planned, they’re not scheduled, nobody puts them in their blackberry; they just happen.” – Deck The Halls (2006)
  4. “Christmas is a baby shower that went totally overboard.” – Andy Borowitz
  5. “Christmas to a child is the first terrible proof that to travel hopefully is better than to arrive.” – Stephen John Fry
  6. “Bloody Christmas, here again, let us raise a loving cup, peace on earth, goodwill to men, and make them do the washing up.’ – Wendy Cope
  7. “For a couple hours out of the whole year, we are the people we always hoped we would be.” – Bill Murray
  8. “You’re a lot like some of my Christmas tree ornaments: bright, colorful, and a little bit cracked.” – Unknown
  9. “A Christmas tree, the perfect gift for a guy. The plant is already dead.” – Jay Leno
  10. “Christmas: the only time of the year you can sit in front of a dead tree eating candy out of socks.” – Anonymous
  11. “It’s not what’s under the Christmas tree that matters; it’s who is around it.” – Anonymous
  12. “May the Christmas season fill your home with joy, your heart with love and your life with laughter.” – Anon
  13. “Anyone who believes that men are the equal of women has never seen a man trying to wrap a Christmas present.” – Unknown
  14. “Sending Christmas cards is a good way to let your friends and family know that you think they’re worth the price of a stamp.” – Melanie White
  15. “Even before Christmas has said hello, it’s saying ‘buy buy.'” – Robert Paul
  16. “Christmas is the magical time of year… I just watch all my money magically disappear.” – Unknown
  17. “If you can’t wrap Christmas presents well, at least make it look like they put up a good fight.” – Unknown
  18. “Once again we come to the holiday season, a deeply religious time that each of us observes, in his own way, by going to the mall of his choice.” – Dave Barry
  19. “What I don’t like about office Christmas parties is looking for a job the next day.” – Phyllis Diller
  20. “Santa Claus has the right idea. Visit people once a year.” – Victor Borge
  21. “Keep your friends close, your enemies closer, and receipts for all major purchases.” – Bridger Winegar
  22. “You know you’re getting old when Santa starts looking younger.” – Robert Paul
  23. “At Christmas tea is compulsory. Relatives are optional.” – Robert Godden
  24. “My husband’s idea of getting the Christmas spirit is to become Scrooge.” – Melanie White
  25. “Three phases that sum up Christmas are: peace on earth, goodwill to men, and batteries not included.” – Unknown
  26. “Oh for the good old days when people would stop Christmas shopping when they ran out of money.” – Olivia Haigh Williams
  27. “Next to a circus there ain’t nothing that packs up and tears out faster than the Christmas spirit.” – Frank McKinney Hubbard
  28. “Christmas is the season when you buy this year’s gifts with next year’s money.” – Unknown
  29. “Let’s be naughty and save Santa the trip.” – Gary Allan
  30. “Love is what is in the room with you at Christmas if you stop opening presents and listen.” – Anon

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